🧮 Property Tools

TDSR Calculator

Check your Total Debt Servicing Ratio and find out your maximum monthly mortgage limit.

📋 Your Income & Debts

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TDSR limit is 55% of your gross monthly income. Variable and rental income are counted at 70%.

📊 TDSR Results

Assessed Monthly Income
S$8,000
TDSR Limit (55%)
S$4,400
Existing Monthly Debts
S$0
Your TDSR0%
55% limit
Max Monthly Mortgage Instalment
S$4,400
✅ Within TDSR limit
Assessed IncomeS$8,000
55% TDSR LimitS$4,400
Less: Existing DebtsS$0
Max MortgageS$4,400
Disclaimer: This tool provides a general overview based on information you provided. Actual figures are subject to HDB/URA rules, CPF policies, bank assessments, and your individual circumstances.